Financial Planning Process
Here’s how working with us actually goes, from the first conversation to the reviews that keep your plan current. We work with high earners and families around Boston and Needham, and virtually anywhere else.
What Are the Six Steps of Our Financial Planning Process?
- Getting to know each other. We explain exactly what we’ll do for you, how we’re paid and how decisions get made, so there are no surprises.
- Gathering your information and goals. We collect your accounts, benefits, tax returns and insurance, and talk through what you want your money to do and how you feel about risk.
- Analyzing where you stand. We look at your assets, debts, cash flow, insurance, investments and taxes to see what’s working and where you’re exposed.
- Presenting recommendations. We walk you through clear options in plain English, answer your questions and adjust until the plan fits your life.
- Putting the plan in motion. We handle what we can directly and coordinate the rest with your CPA, attorney and other professionals.
- Monitoring and adjusting. We meet regularly, track your progress and update the plan as your life, the markets and the tax laws change.
What Happens After the Plan Is Built?
Your plan isn’t a binder that sits on a shelf. You get an interactive planning portal, and we meet regularly to review your progress and adjust as life changes.
Keep reading: Personal Financial Planning Services | Comprehensive Financial Planning | The Second Opinion
Not sure where you stand? See if we’re a fit. Already have an advisor? Get a second opinion.