Blog

"FIT SHAPE" ™️ - How We Work Together 🤝

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Friday, February 3, 2023

The "FIT SHAPE" Philosophy is the way we work with you to help you plan for the future. First, you decide if you are the right "FIT" for Concierge Wealth Management."F.I.T."FIND out about each other. 🗣️IDENTIFY...

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, January 17, 2023

🎯 PEN AND PAPER: Write down what you want to accomplish on a piece of paper. Place that paper in a spot you will see every day, such as your refrigerator or a sticky note hanging off your computer monitor🎯 BUILD...

Weekly Market Insights: New Year's Rally in Reply to Positive Economic News

Tuesday, January 10, 2023

A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....

Weekly Market Insights: Erratic Holiday Trading Leaves Stocks in Doldrums

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Friday, January 6, 2023

In a holiday-shortened week, erratic trading left stocks marginally down for the week.The Dow Jones Industrial Average lost 0.17%, while the Standard & Poor’s 500 slipped 0.14%. The Nasdaq Composite index fell 0.30%. The MSCI...

Happy Holidays 🕎🎄🎁 and Safe New Year 🎉🥳🎊

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, December 23, 2021

Wishing you a Happy Holiday Season 🕎🎄🎁 plus a Happy & Safe New Year 🎉🥳🎊 From my family to yours. More than grateful 🙏 to celebrate 2️⃣0️⃣2️⃣2️⃣ and beyond with all of you 🙌 ❤️, The Morris Family (JB, Ariana, Jocelyn, and Addison)

❓WHEN DO YOU NEED AN OLYMPIC SIZE POOL❓

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, August 17, 2021

❓WHEN DO YOU NEED AN OLYMPIC SIZE POOL❓Let's talk about LIQUIDITY 🆘💦💦💦🚨5 weeks left of summer ☀️!Maybe you have been swimming in a few different pools this summer.❓How much LIQUIDITY💦💦💦 or 🚨EMERGENCY MONEY🚨 you should have...

THE 🐶GOLDENDOODLE🐶 INDEX

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Wednesday, July 14, 2021

Back in 2006, I bought my first condo in an "up and coming" neighborhood in Boston known as the South End. I had previously lived in the Back Bay and the condo was a 10 minute walk further from all of the places I was frequenting. The...

FINANCIAL PLANNING UNSCRAMBLES YOUR BRAIN 🧠

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, June 29, 2021

FINANCIAL PLANNING UNSCRAMBLES YOUR BRAIN 🧠NO PLAN 🍳🍳 No strategy🍳 No long term clarity🍳 Confused🍳 Overwhelmed🍳 Not organized❓Are you thinking, “This 👆feels like me❓”WITH PLAN 🥚 🥚 Strategy🥚 Clarity🥚 Less...

DO YOU HAVE A PET 🐶❓

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, June 24, 2021

We just adopted a new puppy. He’s the fourth dog I’ve owned over the last two decades. Here are some proactive steps I have taken with with each dog to protect their longevity or make sure they’re taken care of in the...

PROGRESS > PERFORMANCE ❗️❕❗️

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, June 15, 2021

PROGRESS > PERFORMANCE ❗️❕❗️PROGRESS✅ Happens incrementally 📶✅ Takes time ⏳✅ Immediate results may not show✅ Small steps 🐾🐾🐾 towards a target 🎯✅ Requires Dedication✅ Ongoing 🔄PERFORMANCE⚠️ Is fleeting ⚠️ Can involve luck 🍀⚠️...

🚨TROUBLE🚨

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, June 10, 2021

🚨TROUBLE🚨FEAR 😱 ➕GREED 🤑 ➕MEDIA 📲 ➡️ 🚨TROUBLE 🚨If you are driven by external noise💥🎧, it’s going to be 👎 Troubling News for you❓What are you waiting for ⁉️ ❓Are you afraid to make a mistake ⁉️❓Do you have FOMO and feel...

❓What is Financial Planning ⁉️

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Monday, June 7, 2021

❓What is Financial Planning ⁉️👣👣👣👣A series of small steps over time that compound to help you solve your problems 👣👣👣👣NOTE: Plan will not always move in a straight line 🌀 because life doesn’t. Your plan needs to adapt...

YOUR VISION 👀

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, June 3, 2021

The overlap ↔️ between your Financial Goals 💰 and your Life Goals 🎯FINANCIAL GOALS 💰💰💰💵 Emergency Fund🎓 College Savings🏠 New Home✈️ Travel🏖 RetirementLIFE GOALS 🎯🎯🎯🔒 Security⛑ Safety😎 Stress Free🥳 Fun🧸 Comfort❤️...

THE COMPOUND EFFECT OF DECISION MAKING 🟢✅🔴❌

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, May 27, 2021

Every decision we make in life has good ✅ or bad consequences ❌ In planning for your future 🔮 It’s somewhat of a financial 🦋 effect. We have two ✌️paths:🟢 Is a series of small good ✅ decisions that over time will increase ⏫...

THE REASON BEHIND EVERYTHING

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Wednesday, May 26, 2021

❓ When was the last time your financial advisor asked WHY you were planning and investing ⁉️❓ When was the last time your financial advisor asked what you want your yourself in the future ⁉️❓When was the last time your financial...

THE PIGGY BANK BUCKET STRATEGY 🐷🪣

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, May 25, 2021

Last night I was asking my Kindergartener when will she learn to read so she can help me work. I said I’d pay her $1 for her help.She went on to explain to me how she would put the bills into her piggy bank and save as follows:🐷...

❓WHAT IS THE BEST INVESTMENT⁉️ Special 💲50 Meal Edition

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Sunday, May 23, 2021

❓WHAT IS THE BEST INVESTMENT⁉️Special 💲50 Meal EditionCheeseburger 🍔 v. Pizza 🍕v. Michelin Chef Mystery Item 🧑‍🍳Most people ❤️ burgers 🍔 & pizza 🍕Here we are also guaranteeing it is the best 🍔 or 🍕 you have ever had....

LET’S BEHAVE

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Friday, May 21, 2021

♾❓🌀‼️Behavior is the only pattern that is going to influence your 💰 for better 👍 or worse 👎Each day we are faced with decisions, both big and small. Sometimes the BIG decisions are scary 😱 and we kick 👟 the can 🗑 down the road....

THE 💯% GUARANTEE

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Wednesday, May 19, 2021

THE 💯% GUARANTEECHANGE WILL HAPPEN OVER TIME✅ Goals 🎯✅ Jobs 💼✅ Markets 📈📉📈✅ Family 🤰👨‍👩‍👧‍👦✅ Values 💸✅ Dreams 💭Planning is a Process 🔁, not a one time exercise.The more we repeat the process ♾, the closer we...

Where Dreams 💭 Meet Reality 😎

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, May 18, 2021

You have dreams 💭, wishes🧞‍♂️, ambitions 🔮How will you accomplish this alone❓The world 🌎 is a big scary 👻 and confusing 😵‍💫 placed.It’s easy to get overwhelmed 🤯Before you lose your head, talk 🗣 to a Real...

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Monday, May 17, 2021

A one time financial plan is a quick fix 🔧. My experience is that people want this to “say I have a plan!”The truth is that Plan is worthless 📉 the second ⏲ you walk out the door 🚪.Why⁉️📄 It was built on guesses 🤔 and...

DIY Investing 🪶 v. 1x Financial Plan 📑 v. Ongoing Financial Planning Relationship ♾

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Friday, May 14, 2021

❓WHAT IS THE BEST INVESTMENT⁉️DIY Investing 🪶 v. 1x Financial Plan 📑 v. Ongoing Financial Planning Relationship ♾DIY Investing 🪶🪶 Control your own destiny 🔮🪶 Implement how you want🪶 Potential to get 💰 or 😭 quick🪶 Unlimited...

The Metamorphosis of Financial Planning

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Thursday, May 13, 2021

❓WOULD YOU RATHER BE A 🐛 OR A 🦋❓The Metamorphosis of Financial Planning🐛 ➡️ 🦋👉 Financial 🐛’s have something great in them but need help 🤝 to bring it out🐛 Don’t know their purpose🐛 Aren’t sure what they are...

Debate Starts on Capital Gains Tax

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Friday, April 30, 2021

Now and again, the price action on Wall Street can surprise even the most seasoned investors.Look no further than when President Biden in late April proposed an increase in the tax on capital gains to 39.6% from 20% for those...

What in the World Are NFTs?

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Sunday, April 25, 2021

Non-fungible tokens, or NFTs, have been the recipient of the latest buzz. NFTs are digital files attached to blockchain codes. If you know anything about digital currencies, you’re probably aware that these blockchain codes are...

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Sunday, April 11, 2021

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the...

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Wednesday, April 7, 2021

Spend today, save tomorrow?Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change .April is Financial Literacy Month....

Are Americans Saving Too Much?

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Tuesday, March 30, 2021

Among the many changes arising from the pandemic, one of the most noticeable was a change in American spending habits.A survey released in March 2021 by Pew Research shows that Americans have increasingly chosen to put away what extra...

Julian B. Morris, CFP®, ChFC®, AAMS®, CRPC®, CFS® | Sunday, March 28, 2021

This year, as with every year at Passover, we remember the first Exodus from Egypt and reflect on being a part of the diaspora. The Seder concludes with the phrase “L'shanah Haba'ah B'yerushalayim,” meaning “next...