The Second Opinion

Want a Second Set of Eyes? 👀

A second opinion is an independent review of your portfolio, fees, plan and tax picture by an advisor who isn’t trying to replace yours. You get an honest read on what’s working and what isn’t. If your current advisor is doing a good job, we’ll tell you that. We do these for families around Boston and across the country.

You have an advisor. Maybe you’ve had one for years. On the surface, things seem fine. The calls happen, the statements arrive, and nothing has gone terribly wrong.

But something feels off. You’re not sure you’re getting the full picture. You wonder if your plan still fits your life, or if it was built for someone else's version of it. You’re not looking to blow everything up. You just want to know if you’re truly on track, and if there’s a better way.

That nagging feeling is worth listening to.

Should I Get a Second Opinion on My Financial Advisor?

If any of these sound like you, the answer is probably yes.

"My advisor seems fine, but I never hear from them unless I reach out first."

"I honestly can’t explain what I’m paying in fees or what I’m getting for it."

"My financial plan feels generic. It doesn’t reflect my actual life or goals."

"We had a major life change and nothing in our plan changed with it."

"I’ve done well, but I’ve no idea if I’m leaving money on the table."

"My portfolio looks like it could belong to anyone. It doesn’t feel personal."

"I get statements but no real guidance. What’s my advisor actually doing?"

"I’m not unhappy enough to leave, but I’m not confident enough to stay."

"I want someone to look at everything with fresh eyes and tell me the truth."

"What if I’m five years behind where I should be and nobody has told me?"

Who Asks for a Second Opinion?

You’re a high earner or successful professional who already has a financial relationship but suspects it isn’t performing at the level your life demands. You’re paying for advice that feels more transactional than transformational.

You’re not a beginner. You understand the basics. What you want is someone who will look at your full picture with fresh, independent eyes and tell you honestly whether your current plan is built for where you’re going, not just where you’ve been.

Many come after a major life event: a job change, a liquidity event, an inheritance, a divorce, or simply turning 50 and realizing retirement is no longer abstract. Others come because a conversation with a friend, a colleague, or an accountant made them wonder if they could be doing better.

You’re not looking to be sold something. You’re looking for the truth.

What Should I Expect to Walk Away With?

An honest, independent assessment of where you stand: your investments, your fees, your plan, your gaps. Someone who will tell you what’s working, what isn’t, and what you should do about it.

Real answers, not a sales pitch. If your current advisor is doing a great job, you want to hear that. If there are gaps, blind spots, or missed opportunities, you want to know before they cost you.

Above all, confidence. The confidence to stay the course if you’re on the right path, or the confidence to make a change if you’re not.

What Does a Second Opinion Review Actually Cover?

A structured, fiduciary second opinion review. An independent, objective look at your current financial situation with no agenda other than giving you the clearest possible picture.

That means:

• A full review of your current investment portfolio, fees, and asset allocation
• An assessment of your financial plan against your actual life goals
• An honest evaluation of your tax efficiency and missed planning opportunities
• A clear summary of what’s working, what isn’t, and what we would do differently
• A candid conversation about whether your current advisor is the right fit for where you’re headed

We’re not here to tear down what you’ve built. We’re here to make sure it’s as strong as it should be.

What If My Current Advisor Is Doing a Good Job?

Then we tell you that, and you leave with peace of mind. If there are meaningful gaps, you leave with a clear plan for what to do next.

Either way, you win.

Frequently Asked Questions

Will you try to get me to switch advisors?

If the review says you should, yes. Nobody asks for a second opinion when everything feels right. Something brought you here. If I find real gaps, you’ll hear about them. If your plan is solid, you’ll hear that instead.

What does a second opinion cost?

Nothing but an hour of your time.

What Do I Need to Send Before the review?

We’ll send you a secure portal link. Upload your most recent investment statements, your current financial plan if you have one, and your latest tax return. If there’s no plan on paper, that’s useful information on its own.

Will my current advisor find out?

Not from us. Nothing is shared with anyone, and nothing moves unless you decide it should.

How is this different from a free consultation?

A consultation is a conversation. This is work. You send documents in advance, I go through your portfolio, fees, plan, and tax picture, and you get findings in writing. Most people learn something about their own accounts they did not know.

Do you only work with people in Greater Boston?

No. Most clients are in Greater Boston and Metro West, but the practice is virtual-first and works with clients nationwide. Where you sit isn’t the deciding factor.

Keep reading: How Do I Know If My Financial Advisor Is Doing a Good Job? | What Is a Fiduciary? | Fee-Only vs. Fee-Based Advisors

What Is Not Knowing Costing You?

You’re paying something for advice right now. Most people can’t say what, or what they get for it. That isn’t a fee problem. That’s an information problem.

Half a percent on $3 million is $15,000 a year. Whether that’s a fair price or an expensive one depends entirely on what’s being done for it, and right now nobody has told you.

One hour settles it. Either your plan holds up and you stop wondering, or you learn exactly what isn’t being handled.